Calculate your monthly EMI with full amortization schedule and interest breakdown.
EMI = P × r × (1+r)ⁿ ÷ [(1+r)ⁿ − 1] where P = principal, r = monthly rate, n = total months.
Making extra payments reduces your principal faster, saving significant interest over the loan tenure.
Home loans: 8–10% · Car loans: 8–12% · Personal loans: 10–24%. Rates vary by lender and credit score.